All Plans

SKIMA Free

Free

Wallet, bill payments, transfers up to ₦100,000/month, 3 marketplace listings, basic AI assistant, and 1 car listing per quarter. No card needed.

Money Management

  • SKIMA Wallet — instant deposits and withdrawals
  • Bill payments: DSTV, PHCN, data, and more
  • Transfers up to ₦100,000 per month
  • Basic AI assistant for financial queries

Marketplace

  • 3 active marketplace listings
  • Embedded payment protection on all sales

SKIMA Autos

  • 1 car listing per quarter
  • Browse the full SKIMA Autos catalog
  • Certified inspection scheduling
SKIMA Autos Access Included

Browse, inspect, and list cars on SKIMA Autos from day one. The only Nigerian platform where you search, inspect, finance, and pay in the same session.

Free forever
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What users say

"Bought a Camry through SKIMA Autos. Saw the car, arranged the inspection, got the finance, and paid, all in the same app. That was a first for me."

Tunde F.

"Free transfers and a car marketplace in the same app? I was skeptical. Three months in and I've referred seven people."

Ngozi E.

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