Plans Built for Nigeria
Start free. No card required. Upgrade when your business needs it.
SKIMA Free
Wallet, bill payments, transfers up to ₦100,000/month, 3 marketplace listings, basic AI assistant, and 1 car listing per quarter. No card needed.
- Wallet + transfers up to ₦100,000/month
- Bill payments (DSTV, PHCN, data)
- 3 marketplace listings
- 1 car listing per quarter on SKIMA Autos
- Basic AI assistant
SKIMA Basic
Unlimited transfers with no levy equivalent, 10 marketplace listings per month, unlimited subscription reminders, and priority support that actually answers.
- Unlimited transfers, no hidden levies
- 10 marketplace listings per month
- Unlimited subscription reminders
- Priority support that actually answers
- All SKIMA Free features included
SKIMA Business
Everything in Basic plus business analytics, bulk transfer tools, 25 marketplace listings, dedicated merchant support, and advanced SKIMA Media creator tools.
- Everything in SKIMA Basic
- Business analytics dashboard
- Bulk transfer tools for merchants
- 25 marketplace listings per month
- Dedicated merchant support line
- Advanced SKIMA Media creator tools
Common Questions
Is SKIMA Free really free?
Yes. Wallet, bill payments, and transfers up to ₦100,000/month cost nothing. No card required to start.
How does SKIMA make money?
Commission on marketplace and car transactions, plus optional Business subscriptions. We do not charge hidden levies.
What happens to my money if I downgrade?
Your wallet balance is always yours. Downgrading affects features, not your funds.